Producer Resource Guide

These resources were provided to the South Dakota Department of Agriculture and are not funded by the state of South Dakota. It’s important that we work together and share resources to help the agriculture industry be informed of possible options to help producers navigate these times of uncertainty.
Paycheck Protection Program (PPP):
The Department of Treasury and Small Business Administration (SBA) released an interim final rule on the Paycheck Protection Program (PPP). Agricultural producers are eligible to participate in the program and should reach out to their bankers and/or agricultural lenders to apply. PPP loans can be used for payroll costs (salary, wages, benefits, state and local taxes, etc.), interest on mortgage obligations, rent, and utilities.

Eligibility and full program overview including long term loans can be found here.
The SBA still needs to confirm some administrative details, loans will be provided on a first come, first serve basis and producers can get started on the application, which can be found here.
Additional information regarding the Paycheck Protection Program can be found here.


Economic Injury Disaster Loan (EIDL):
Agricultural enterprises are now eligible for the Small Business Administration’s (SBA) Economic Injury Disaster Loan (EIDL) program.The SBA’s Economic Injury Disaster Loan provides vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing as a result of the COVID-19 pandemic.

A few additional points to note:
  • For the EIDL application page please here. 
  • Any small business with fewer than 500 employees is eligible to apply—this program is inclusive of sole proprietorships, self-employed individuals, and private contractors.
  • The EIDL advance program will issue grants of up to $10,000 that do not need to repaid. Funds will be awarded on a first-come, first-served basis.
Mental Health Resources:
Tough and challenging conditions in the agriculture industry is why the Avera Farm and Rural Stress hotline was created. Experts are available 24/7 if you, a friend, or a family member needs to talk or need guidance to help someone with stress or mental health.

The hotline is a free and confidential resource and can be reached at 1-800-691-4336.
The state of South Dakota has teamed up with other agencies to create an online mental health resource. Visit 


Midwest Dairy Community Relief Grants:
Midwest Dairy will be offering Community Relief Grants as part of the Undeniably Dairy Grant Program to support refrigeration needs of local food pantries. These are only available to dairy farmer funders of Midwest Dairy. Click here to view the process and forms.

Farm Service Agency (FSA) Resources:
Loan Maturity for Marketing Assistance Loans Extended to 12 Months
Agricultural producers now have more time to repay Marketing Assistance Loans (MAL) as part of the U.S. Department of Agriculture’s implementation of the Coronavirus Aid, Relief, and Economic Security (CARES) Act of 2020. The loans now mature at 12 months rather than nine, and this flexibility is available for most commodities. The maturity extension applies to nonrecourse loans for crop years 2018, 2019 and 2020.

Eligible open loans must in good standing with a maturity date of March 31, 2020, or later or new crop year (2019 or 2020) loans requested by September 30, 2020. All new loans requested by September 30, 2020, will have a maturity date 12 months following the date of approval.

Under the new maturity provisions, producers can still repay the loan as they would have before the extension:
  • repay the MAL on or before the maturity date;
  • upon maturity by delivering or forfeiting the commodity to CCC as loan repayment; or
  • after maturity and before CCC acquires the farm-stored commodity by repaying the outstanding MAL principal and interest.
Placing commodities under loan provides producers interim financing to meet cash flow needs without having to sell their commodities when market prices are low and allows producers to store production for more orderly marketing of commodities throughout the year. 

Farm Loans

Loan-making activities are critical for annual operating and family living expenses, emergency needs, and to enable cash flow through times like this.

FSA is relaxing the loan-making process, including:
  • For direct loan applicants, FSA provides two notifications of an incomplete application. These notices give the applicant 20 calendar days and 10 calendar days, respectively, to provide the additional information needed.  FSA loan officials will maintain close communication with applicants who are experiencing difficulties completing application requirements due to complications from COVID-19 and may grant the applicant an extension.
Loan Servicing for Direct Loans
FSA is extending deadlines for producers to respond to loan servicing actions. Financially distressed and delinquent direct loan borrowers who have been notified of the available loan servicing options will be provided an additional 45 days to:
  • submit a complete application for loan servicing;
  • accept an offer of loan servicing;
  • provide a response to a denial of loan servicing; or,
  • request homestead protection.

FSA will temporarily suspend loan accelerations, non-judicial foreclosures, and referring foreclosures to the Department of Justice. The U.S. Attorney’s Office will make the determination whether to stop foreclosures and evictions on accounts under its jurisdiction.

Loan Servicing for Guaranteed Loans
FSA is encouraging lenders to use all authorities authorized under its guarantee loan programs. Guarantee lenders can self-certify, providing their borrowers with:

  • Subsequent-year operating loan advances on lines of credit;
  • Emergency advances on lines of credit

FSA will consider guaranteed lender requests for:

  • Temporary payment deferral consideration when borrowers do not have a feasible plan reflecting that family living expenses, operating expenses and debt can be repaid; and 
  • Temporary forbearance consideration for borrowers on loan liquidation and foreclosure actions. 
For the most up to date information on FSA programs please encourage producers to visit the FSA website. 

COVID-19 Resources:
COVID-19 in South Dakota
United States Department of Agriculture
South Dakota Department of Agriculture
South Dakota Animal Industry Board
South Dakota Department of Health

Please contact to send any producer resources that should be included on this list. When emailing the resource, please include a brief description of the resource, and a link to the resource.
Copyright ©2020 South Dakota Department of Agriculture *All rights Reserved*

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South Dakota Department of Agriculture · 523 E Capitol Ave · Pierre, SD 57501-3182 · USA

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