Certified Financial Services
John D’Alessandro is a Financial Representative at Certified Financial Services, an established, respected financial firm and member of the Guardian Network headquartered in Paramus with locations in Parsippany and Hillsborough, NJ.
Prior to beginning his career at CFS, John served in the US Navy for three years as an Electronics Technician and spent 20 years in the high-end building industry, where he helped his clients design their dream homes from start to finish. Seeing the result of this work, and knowing that he personally helped make dreams a reality, was the one of the most gratifying aspects of his career.
Today, John is helping his clients build and maintain a different kind of house: their financial house. He works with his clients to help create a financial blueprint, design appropriate strategies, and build a solid foundation on the path toward financial balance. As a result of working together, his clients gain confidence that they have properly protected themselves, their families and their legacies.
John grew up in Hillsdale, NJ and currently resides in Woodcliff Lake with his wife and children. He enjoys spending free time with his family, playing ice hockey, and coaching youth sports.
Business tip: Are you contributing the maximum amount allowed ($18,000) or more than your companies dollar match into your 401k? I recommend that my clients only contribute up to the match so that they can take advantage of the free money. Anything above the match cannot be utilized without tax or penalty if needed before age 59 1/2. I would recommend taking any contribution above the match and putting it in other vehicles to create liquidity, multiple buckets of retirement income and to maximize protection.
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